Frequently Asked Questions

No, you do not have to be pre-approved for a home loan. We do require a pre-approval letter from a lender before starting a custom home. Please find our preferred lender information here.

We have a network of great lenders to help you buy or build your dream home. Please find our preferred lender information here.

We have a network of great lenders to help you buy or build your dream home. Please find our preferred lender information here.

We want you to completely understand how a construction loan works. Please contact us via email or phone.

We build in the Des Moines metro and surrounding communities. We typically travel about 30 minutes from Ankeny, but please contact us for more information.

With 30+ years experience we specialize in every home type and style. We love creating innovative custom designs for our clients.

No. We also build bi-attached properties.

The best time to build is to start in the spring, but we can build any time of the year—weather permitting.

Yes, but winter costs may occur.

Yes! At Oakstone Homes we make your transition into your new home seamless with realtors on staff. We have a team that specialize in the west market and one for Ankeny and eastern areas. Please contact us for your real estate needs.

We have a collection of spec home floor plans to choose from for ranch, 2-story and 1.5 story homes. Check those out here. However, we love working with clients on custom floor plans which is typically what we specialize in. Our design teams loves creating personalized plans to fit the specific needs of our homeowners. We offer our in-office architect as a complimentary service when building an Oakstone home.

At Oakstone Homes we are able to tailor your custom design to create your dream home. When purchasing an existing home, you run the risk of sacrificing your wish list and the integrity of the home. With that said, if you’re not interested in building, we have a desirable collection of homes for sale. Find them here. You might even be able to customize one that’s not finished!

We recommend contacting us before purchasing a lot to ensure your desired floor plan and wish list can be achieved.

First you need to be pre-approved to determine your budget. Next you will need to find the perfect floor plan and lot. After finalizing your wish list and budget the purchase agreement will be signed and construction will get started.

A purchase agreement must be signed before work begins. The contract includes all bids, allowances and final home price.

We want to make sure Oakstone Homes is the right builder for you. At our first meeting we will go over your wish list, lot area, and any questions you might have.

Please bring your wish list, floor plan if you have it and lot specs if you’ve already purchased land.

For custom homes a down payment will be due at contract signing. The remainder will be paid at closing.

We provide a 1-year home warranty and 5-year structural warranty.

Yes! We want our clients to be aware that alternative power sources can provide an excellent source of power and a great ROI over time, but they have a significantly larger up-front cost.

We want you to check the progress of your new home. However, for liability purposes, we do ask that you schedule an appointment with a member of the Oakstone team or your realtor to ensure your safety around the construction site.

When signing a contract for a custom home the budget will always remain the same unless changes or upgrades are made during the building process. The only unforeseen price change would be any subsoil issues that aren’t found until digging occurs.

To ensure quality standards we do not allow sweat equity on new construction homes.

A walk-through inspection will occur with one of our supervisors prior to you moving in. This will initiate your 1-year home warranty and outline any items that may need to be corrected before moving in.

You may contact us via email or phone at info@oakstonehomesiowa.com or 515-229-5020.

No, you do not have to be pre-approved for a home loan. We do require a pre-approval letter from a lender before starting a custom home. Please find our preferred lender information here.

We have a network of great lenders to help you buy or build your dream home. Please find our preferred lender information here.

We have a network of great lenders to help you buy or build your dream home. Please find our preferred lender information here.

We want you to completely understand how a construction loan works. Please contact us via email or phone.

We build in the Des Moines metro and surrounding communities. We typically travel about 30 minutes from Ankeny, but please contact us for more information.

With 30+ years experience we specialize in every home type and style. We love creating innovative custom designs for our clients.

No. We also build bi-attached properties.

The best time to build is to start in the spring, but we can build any time of the year—weather permitting.

Yes, but winter costs may occur.

Yes! At Oakstone Homes we make your transition into your new home seamless with realtors on staff. We have a team that specialize in the west market and one for Ankeny and eastern areas. Please contact us for your real estate needs.

We have a collection of spec home floor plans to choose from for ranch, 2-story and 1.5 story homes. Check those out here. However, we love working with clients on custom floor plans which is typically what we specialize in. Our design teams loves creating personalized plans to fit the specific needs of our homeowners. We offer our in-office architect as a complimentary service when building an Oakstone home.

At Oakstone Homes we are able to tailor your custom design to create your dream home. When purchasing an existing home, you run the risk of sacrificing your wish list and the integrity of the home. With that said, if you’re not interested in building, we have a vast collection of homes for sale to fit many budgets and wish lists. Find them here. You might even be able to customize one that’s not finished!

We recommend contacting us before purchasing a lot to ensure your desired floor plan and wish list can be achieved.

First you need to be pre-approved to determine your budget. Next you will need to find the perfect floor plan and lot. After finalizing your wish list and budget the purchase agreement will be signed and construction will get started. Learn more about the process here.

A purchase agreement must be signed before work begins. The contract includes all bids, allowances and final home price.

We want to make sure Oakstone Homes is the right builder for you. At our first meeting we will go over your wish list, lot area, and any questions you might have.

Please bring your wish list, floor plan if you have it and lot specs if you’ve already purchased land.

For custom homes a down payment will be due at contract signing. The remainder will be paid at closing.

We provide a 1-year home warranty and 5-year structural warranty.

Yes! We want our clients to be aware that alternative power sources can provide an excellent source of power and a great ROI over time, but they have a significantly larger up-front cost.

We want you to check the progress of your new home. However, for liability purposes, we do ask that you schedule an appointment with a member of the Oakstone team or your realtor to ensure your safety around the construction site.

When signing a contract for a custom home the budget will always remain the same unless changes or upgrades are made during the building process. The only unforeseen price change would be any subsoil issues that aren’t found until digging occurs.

To ensure quality standards we do not allow sweat equity on new construction homes.

A walk-through inspection will occur with one of our supervisors prior to you moving in. This will initiate your 1-year home warranty and outline any items that may need to be corrected before moving in.

You may contact us via email or phone at info@oakstonehomesiowa.com or 515-229-5020.